Terms & Conditions

This website is owned and operated by Vessel Financial Coaching and Deb Pitcher. These Terms set forth, the terms and conditions, under which you may use our website and services as offered by us. This website offers visitors marketing services. By accessing or using the website of our service, you approve that you have read, understood, and agree to be bound by these Terms.

Age Requirement
In order to use our website and/or receive our services, you must be at least 18 years of age, or of the legal age of majority in your jurisdiction, and possess the legal authority, right and freedom to enter into these Terms as a binding agreement. You are not allowed to use this website and/or receive services if doing so is prohibited in your country or under any law or regulation applicable to you.

Key Commercial Terms
The prices we charge for using our services are not listed on our website. We reserve the right to change our prices for products displayed at any time, and to correct pricing errors that may inadvertently occur. The fee for the services and any other charges you may incur in connection with your use of the service, will be charged one time to your payment method.

Preference of Law & Dispute Resolution
These Terms, the rights and remedies provided hereunder, and any and all claims and disputes related hereto and/or to the services, shall be governed by, construed under and enforced in all respects solely and exclusively in accordance with the internal substantive laws of Iowa, USA, without respect to its conflict of laws principles. Any and all such claims and disputes shall be brought in, and you hereby consent to them being decided exclusively by a court of competent jurisdiction located in Johnson County, Iowa. The application of the United Nations Convention of Contracts for the International Sale of Goods is hereby expressly excluded.

Right to Modify Terms
We reserve the right to modify these terms from time to time at our sole discretion. Therefore, you should review these page periodically. When we change the Terms in a material manner, we will notify you that material changes have been made to the Terms. Your continued use of the website or our services after any such change constitutes your acceptance of the new Terms. If you do not agree to any of these terms or any future version of the Terms, do not use or access (or continue to access) the website or the service.