What Toilet Paper has Taught Us

None of us will ever forget “The Great Toilet Paper Shortage” of 2020 (among other things we will never forget!) Prior to this point in time, as young to middle-aged Americans, we would never have imagined that there would be a shortage in America. Without fail, past experiences had proven that when we went to the store, what we needed would be there. Until it wasn’t.

This was a new experience for most of us, and it created a Financial Flashpoint in our minds. According to Dr. Brad Klontz in his book, Money Mammoth, “Financial flashpoints are profound and memorable experiences we have regarding money. The more emotionally intense the flashpoints are, the bigger their impact on our relationship with money.” The experiences we have (whether they are momentary or extend for a period of time) form a lasting impression and alter our behaviors in the future.

So, how did “The Great Toilet Paper Shortage” affect me? Well, I no longer believe that everything I need will always be available. It can happen in America. Shortages are possible.

However, does this realization throw me into a panic and cause me to hoard everything I need? No, because that’s not healthy either, and there’s no way to fully predict the future. As with everything regarding money - it needs to balance.

So, how can I approach the possibility of more shortages in America? With a calm spirit, a level head, and an unending trust in the One who controls everything.

What does this look like practically?

1. Get your financial house in order. This is always at the top of the list, because until you know your numbers and see what spending is taking place, you will never be able to gain control. This starts with creating a spending plan, and yes, I can totally help you with that. But even without my help, you can start a budget and pay down your debts as quickly as possible.

2. Build up an Emergency Fund. Most Americans do not even have $1,000 extra as a rainy day fund. Which means, if inflation continues to rise and you have more month left over than money, you have nothing to dip into. Curb your spending now and build up some cash.

3. Start a Garden. This is the perfect time and it’s not too late! I’ve expanded my garden this year, and by the end of the summer, I should have plenty for my family and to help others. This is an easy way to provide your own food and not be dependent on others. If you live in the city, you can even grow some vegetables on the window sill. Get creative and search online for ideas on how to grow gardens in small places.

4. Be Aware and Gather a Little Extra. I am not talking about hoarding here and taking so much that there’s none left for others. There is a balance. Buying a little bit extra when you go to the store is being proactive and listening to warning signs. Don’t buy things you won’t actually eat or use! Just take what you regularly purchase, and buy one or two extra until you feel you have a good amount to counter rising prices or shortages, but also an amount you know you’ll eventually utilize and it won’t go to waste. What are some items to focus on? This article lists some things to consider, such as wheat, pasta, sugar, canned goods (or start a garden!), paper goods, and pet food.

Now, along with taking some action to prepare, you must also keep your mind focused on TRUTH. Remind yourself that God is still in control and no event is outside of His reach. Pray, meditate on scripture, and calmly continue the life that God has called you to. Here are some passages to get you started:

• “The plans of the diligent lead surely to advantage” (Proverbs 21:5) , or “Steady plodding brings prosperity” (LB translation)

• “Go to the ant, you sluggard; consider its ways and be wise. It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest. How long will you lie there, you sluggard? When will you get up from your sleep? A little sleep, a little slumber, a little folding of the hands to rest— and poverty will come on you like a thief and scarcity like an armed man.” (Proverbs 6: 6-11)

• “Know well the condition of your flocks, and pay attention to your herds; for riches are not forever,” (Proverbs 27:23)

• “And my God will supply every need of yours according to His riches in glory in Christ Jesus.” (Philippians 4:19)

• “But seek first the kingdom of God and his righteousness, and all these things (food and clothing) will be added to you.” (Matthew 6:33)